Non owner SR22 insurance in Louisiana
For drivers in Louisiana, the need for Non owner SR22 insurance Louisiana is tied to alcohol cases. According to the Office of Motor Vehicles (OMV), three years of SR-22 filing apply following a DWI or UDUI conviction, or a refused chemical test.
- 3 yearsFor a refusal or DWI conviction, the OMV lists SR-22 filing for this period
- The date that starts the three years: an arrest for a refusal, or a conviction for a DWI.
- The amount ranges from $60 to $300.For UDUI and a first, second, or third DWI, the OMV charges reinstatement fees.
- 15 / 30 / 25Louisiana sets liability limits for each vehicle, in thousands of dollars.
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A quick look at Louisiana SR-22
| Item | What Louisiana says |
|---|---|
| Chemical test refusal | SR-22 for 3 years starting on the arrest date |
| DWI or UDUI conviction | Conviction date starts the 3-year SR-22 period. |
| Fee: UDUI | $60 |
| Fee: DWI 1st, 2nd, 3rd or more | $100, $200, $300 |
| Liability limits | 15/30/25 |
The Office of Motor Vehicles and the Department of Insurance provide the Louisiana SR-22 facts.
What starts an SR-22 in Louisiana?
On the OMV's suspension page, the SR-22 step appears in two places. A refusal is one, and the page describes it as an arrest for driving while intoxicated in which you decline an approved chemical test. A conviction for DWI or UDUI is the other.
Your OMV letter, if you have one, spells out what applies to your record.
How long filing lasts in Louisiana
Each case lasts three years. What differs is when the period starts. For a refusal, the three years begin on your arrest date. For a DWI or UDUI conviction, they begin on the conviction date.
The OMV's disqualifications page states that disqualifications and suspensions have the same reinstatement fee and SR-22 rules. If one violation results in both, only one reinstatement fee is charged.
Fees for reinstatement and filing steps
The OMV lists a fee for each offense. A first DWI costs $100, while a second costs $200. A third or later DWI costs $300. The UDUI fee is $60. Nothing in the pages used for this guide lists a separate fee for the SR-22 itself.
The OMV will not provide any service until all flags on your record are cleared. Your status can be checked online. Reinstatement is available through appointments at select OMV field offices, the Contact Us link, phone, mail, or a public tag agency.
SR-22 if you do not own a car
Non-owner policies are not mentioned on the OMV pages. Their only instruction is to submit proof of financial responsibility, and they call it SR-22 insurance. Ask an insurer if it will submit this document under a policy where you are a covered driver.
Under the Louisiana Department of Insurance guide, each vehicle needs 15/30/25 limits. For one injured person, the limit is $15,000. For more than one, it is $30,000. Property damage has a $25,000 limit.
Questions from people about Louisiana SR-22
If I don't own a car, may I get an SR-22 in Louisiana?
The OMV does not address this either way. The filing rule depends on the violation, not on whether you own a car. For your case, check with the insurer first and review the OMV's reinstatement steps.
In Louisiana, how long must an SR-22 be maintained?
The OMV lists three years for these cases. For a chemical test refusal, the arrest date starts the clock. A DWI or UDUI conviction starts the clock at the time of conviction.
What is the reinstatement fee in Louisiana?
The fee depends on the offense. For first, second or third DWI offenses, the OMV lists $100, $200 or $300; it also lists $60 for UDUI. The insurer sets the price for the SR-22 policy, which costs extra.
Talk it over with a licensed agent
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