About this site
NonOwner-Car-Insurance.com is operated by Sterling Coverage Advisors Inc., not an insurance company. A licensed agent or an insurance lead partner handles your call or call-back request, and we may receive a payment for the referral.
- Not an insurera licensed agent quotes and sells the policy
- Free to useno charge for the call or for the quotes
- 51 state averagesevery state and DC, from a single published price study
Purpose of the Site
NonOwner-Car-Insurance.com walks you through how non-owner car insurance works and who it covers: drivers without a vehicle of their own. The site shows you the policy’s cost in each state, tells you which companies sell it, and helps you decide if it fits your needs.
The figures listed are average prices from a published survey, not personal quotes. A licensed insurance agent gives you your actual price after you call or submit a quote request.
How It Works
- This site lets you check, without paying anything, if you need a non-owner policy and how much drivers like you pay in your state.
- You dial the number shown on the page or submit the brief quote form.
- An agent who holds an insurance license reviews your driving record and gives you real quotes from insurers that provide non-owner coverage in your state. You decide whether to purchase.
Who Reaches Out After You Call or Request a Call Back?
A licensed insurance agent or an insurance lead partner receives your call, or the details from the call-back form you send. A lead partner is a business that forwards your request to agents and insurers who offer non-owner policies in your state, so you may hear from more than one.
They reach you only about non-owner car insurance, using the phone number you provided. There is no obligation to buy, and you can ask any caller to stop contacting you. The privacy page explains how your information is shared and how to opt out.
To identify a caller, request their name, agency, and insurance license number. Licensed agents are listed in every state, so you can verify that number with your state’s insurance department.
Who Operates This Website?
This website is operated by Sterling Coverage Advisors Inc. at 50 Public Square, Suite 2000, Cleveland, Ohio 44113, United States.
Email: support@nonowner-car-insurance.com
Where the Numbers Come From
| Source | The non-owner car insurance rates come from Quadrant Information Services for insurance.com. |
|---|---|
| Driver | Aged 40, good credit, clean record |
| Coverage | The state minimum |
| A month | The yearly price divided by 12 |
| Your age | The tool multiplies the state average by how much your age group costs compared with ages 25 to 60 in that state's study |
| Tickets and crashes | The tool then adds the rise that published studies found: 20% for a speeding ticket, 60% for an at-fault accident, 78% for a DUI. See the prices |
Data from published industry studies tell you what a ticket, an accident, or a DUI does to the price. Next to each figure on the page, its source is shown, and the average for that state appears on every state page.
Find the prices in every state, the companies by state, and the minimum limits by state. A CSV download is available for the last two.
Get your non-owner quote by phone
A licensed agent takes your call, goes through how you drive for free, and finds you non-owner quotes right away.
Your call may first reach an insurance lead partner, who passes it to a licensed agent. Either way, you are never asked to buy.
Call 833-958-5598