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Impound insurance

To release a car, most impound lots first request proof that it is insured. It explains what you need and how fast you can get it.

Parked cars behind the fence of a vehicle storage lot

Call 833-958-5598A licensed agent sorts out the policy you need on the phone.

If no insurance covers the car that was impounded, you usually have to buy a policy before the lot releases it. The policy is typically active on the same day you buy it. Check Progressive's impound guide to learn what impound lots ask you to provide.

Is insurance required before my car gets released?

In most places, yes. The lot will want proof of insurance, together with your registration and the fees. Driving without insurance can lead to fines that range from $75 to $2,000. A car usually stays in the lot for only about 30 days, and then it gets taken.

Is a non-owner policy all I need?

Not if the car is yours. Because a non-owner policy follows you into someone else’s car, it does not protect a vehicle that you own. When the car is yours, a standard policy on that vehicle is required to get it released.

When you plan to sell the vehicle and stop driving it, a non-owner policy may be useful; it may also help if the impounded car belongs to someone else and you need to provide your own proof of insurance.

Removing a car from impound when you have no insurance

The first step is to buy the coverage. Without proof of a current policy for it, the lot will not release the car, so start by calling and getting that coverage.

  1. Call the lot and find out what it requires and how much you owe.
  2. Buy a policy. Have the vehicle identification number (VIN) ready for the car.
  3. Bring your license, the registration, and proof of insurance to the lot.
  4. Pay the towing and storage charges you owe.
A phone on a desk beside a set of car keys

Common Questions About Impound Insurance

What insurance do I need to get my car out of impound?

Coverage on that car that meets or exceeds your state’s minimum. You have to prove to the lot that the car is insured.

How fast can I get insurance for a car sitting in an impound lot?

Most of the time, on the same day. An agent can start the policy over the phone and send your proof of insurance right away.

Without coverage, is it possible to get my car back from the impound lot?

In most cases, no. Progressive's impound guide says the lot holds the car until you buy coverage if you have no proof of insurance. An agent can begin a policy by phone that same day and forward you the proof.

Talk it over with a licensed agent

A licensed agent takes your call, goes through your situation for free, and gets the right policy quoted right away.

Call 833-958-5598

Or ask for a call back

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