Dairyland non-owner insurance
What Dairyland charges for non-owner car insurance, state by state, who can buy it, and how to get a quote.
Averages from the study apply to a driver aged 40 who has no tickets or claims and purchases the state minimum.
- $31 a monthlowest state, Idaho, at $375 a year
- $76 a monthhighest state, Delaware, at $909 a year
- 4 states pricedfrom the rate study
Who is eligible for a Dairyland non-owner policy?
- This policy works for you when no vehicle is kept at your address (neither yours nor a housemate’s), and you regularly drive cars you borrow, rent, or share, or your state requires an SR-22 before you can get back on the road.
- This policy won't suit you when you live with the car's owner (ask to be added to their insurance) or when you have your own car, since that policy covers you.
Unsure if this is right for you? Answer three brief questions.
Can you get an SR-22 with a Dairyland non-owner policy?
An SR-22 is a document your insurance company files with the state to prove you have at least the required minimum coverage. When you have no car of your own, the way most drivers get one is through a non-owner policy. Before buying, you learn on the phone whether Dairyland handles the filing in your state with a non-owner policy, and how soon it gets done.
- Massachusetts, New Jersey, New York, Oklahoma, and West Virginia do not use an SR-22; the page for each state explains the proof it requires instead.
- An FR-44 is what Florida and Virginia call for after a DUI; it requires you to carry more coverage than an SR-22 does.
Want your own Dairyland price? Call 833-958-5598 and a licensed agent gets you a Dairyland non-owner quote for your state, next to the other companies that sell it there.
Dairyland offers non-owner car insurance, and according to the company, an agent can confirm if it's available in your state. You cannot get a named non-owner policy for a vehicle owned by someone living in your household.
How much does Dairyland cost?
Among its states, the lowest average was in Idaho ($375 a year), while Delaware showed the highest ($909).
People it works for
Because the study covers Dairyland in just four states, confirm with an agent that it's sold in your area before depending on the information.
It does not suit you if you own a car. It also does not suit you if the car you drive belongs to someone in your home; in either case, ask to be listed on that policy instead.
How to buy Dairyland non-owner insurance
Non-owner policies are sold by phone or through an agent, not online. Call Dairyland, or call us and a licensed agent compares Dairyland with the other companies that sell in your state.
Dairyland compared to other non-owner insurers
| Company | A year | A month |
|---|---|---|
 USAAmilitary families | $207 | $17 |
 GEICO | $458 | $38 |
 Travelers | $464 | $39 |
 State Farm | $555 | $46 |
 Farmers | $615 | $51 |
 Progressive | $708 | $59 |
 Nationwide | $758 | $63 |
 Allstate | $826 | $69 |
These are the rate study’s yearly US averages, from cheapest to priciest; it included no national average for Dairyland. USAA is open only to military families.
Dairyland rates by state
| State | Per year | Per month |
|---|---|---|
| Idaho | $375 | $31 |
| South Carolina | $697 | $58 |
| Utah | $702 | $59 |
| Delaware | $909 | $76 |
Average yearly cost from Dairyland, listed from the least expensive state, for a 40-year-old driver with no tickets or accidents who holds the state-minimum policy.
Dairyland non-owner insurance: answers to common questions
Is non-owner car insurance available from Dairyland?
Yes. State by state, the yearly numbers in the rate study go from $375 up to $909.
Does a Dairyland non-owner policy serve as secondary coverage?
Yes, the same as any non-owner policy. The car’s insurance pays out first, and your own policy only begins to pay once those limits are used up.
Compare Dairyland with other non-owner quotes
A licensed agent takes your call, goes through how you drive for free, and finds you non-owner quotes right away.
Call 833-958-5598