Non owner SR22 insurance in Alabama
Needs for Non owner SR22 insurance Alabama are decided separately for every Alabama driver. On your reinstatement form, the Alabama Law Enforcement Agency (ALEA) marks a box and adds the end date for your SR-22. Ask the insurer before you buy, because the pages ALEA publishes do not cover non-owner policies.
- Set by ALEA, which enters your personal SR-22 end date on your reinstatement form
- $100 to $275ALEA charges reinstatement fees based on whether the case involves suspension, revocation, or an alcohol or drug offense.
- The policy needs liability minimums of $25,000 per hurt person and $50,000 per accident, along with $25,000 for property.
- DI-46Ais the ALEA form that shows if filing an SR-22 is required for you
Call 833-958-5598A licensed agent sorts out the policy you need on the phone.
Alabama SR-22 details at a glance
| Item | What the state publishes |
|---|---|
| Where the SR-22 shows up | A checked box on form DI-46A |
| End date | Written in by ALEA for each driver |
| Fee: suspended or cancelled | $100 |
| Fee: revoked | $175 |
| Fee: alcohol or drug-related | $275 (suspended or revoked) |
| Minimum liability | $25,000 / $50,000 / $25,000 |
State insurance pages and ALEA provide facts about Alabama SR-22 and reinstatement.
Alabama's reinstatement form: the SR-22 box
A form used by the ALEA Driver License Division is the Request for Reinstatement Requirements. Details you send in cover your license number, date of birth, mailing address, and name. Next, ALEA checks the items that apply to you.
A date comes after the item "Must File SR22 Insurance" with the words "Showing Coverage for Alabama" and "Until". No standard term appears on the form. Each driver receives an end date entered by the agency.
Reinstatement fees set by ALEA
Fees appear on the ALEA reinstatement page. The cost is $100 for a suspended or cancelled license. A revoked license carries a $175 cost. The fee is $275 for an alcohol or drug-related offense, regardless of whether the license was suspended or revoked. You may also pay a $25 drug-related fee and a $150 fee to get an interlock.
Personal checks are not accepted by ALEA. Payment may be made by money order, cashier's check, cash, or credit card. The form directs you to settle all tickets and finish any hearing before sending the fee and any SR-22.
The SR-22 and hardship license
Imagine your license was revoked and an SR-22 is required by law. It must remain in place during any hardship license period. The source is ALEA rule 760-X-1-.24. It covers permission to drive under limits, including trips to work or a medical visit.
In Alabama, SR-22 with no car
A filing can only be carried on a policy that follows the state's lowest liability limits. Section 32-7-6, which sits in the state code, is cited by the Alabama Department of Revenue. The policy has to pay $25,000 when one person is hurt or killed and $50,000 across everyone hurt or killed in one accident. It also has to pay $25,000 for property damage. Alabama Department of Insurance lists those amounts as 25/50/25.
As a driver, you are covered by a non-owner policy; it does not cover a car that you own. Whether an Alabama SR-22 can be carried on one is not stated on the state pages used for this guide. Because those pages set no filing fee, you pay the insurer's charge.
Questions about an Alabama SR-22
Is an SR-22 still possible in Alabama if I have no car?
ALEA's published pages say nothing about this. Contact insurers and find out if they will file an SR-22 for driver-only coverage when you have no vehicle. You can see the agency's requests on the ALEA reinstatement form.
In Alabama, how long will I need an SR-22?
It must remain in effect until the date ALEA puts on your reinstatement form. There is no set number of years on the form, and each driver may have a different date. If you do not have your reinstatement requirements, request them.
What is the cost of reinstating a license in Alabama?
For a suspended or cancelled license, ALEA lists $100; a revoked license costs $175; alcohol or drug-related offenses cost $275. The ALEA reinstatement page has the details. The insurer sets the price for the SR-22 policy.
Talk it over with a licensed agent
A licensed agent takes your call, goes through your situation for free, and gets the right policy quoted right away.
Call 833-958-5598