GEICO SR22 insurance
After you buy a policy, GEICO files a form with your state for GEICO SR22 insurance. GEICO's own pages describe the non-owner SR-22 policy as an option when you have no car. They also advise checking whether your own policy can carry the filing.
- A one-time fee applies when GEICO submits the form; you see the amount when you buy.
- Find out if your non-owner policy allows the filing; GEICO says some do.
- Once you buy a policy, ask about requesting the filing by phone or chat.
- While your policy is active, your SR-22 stays valid.
Call 833-958-5598A licensed agent sorts out the policy you need on the phone.
A quick look at GEICO SR-22
| Topic | What GEICO says |
|---|---|
| Filing fee | One-time fee per SR-22 filed, given at purchase |
| Fee in quote | No, your rate quote does not include the fee. |
| Filing method | Electronic or by mail to the DMV |
| Phone | (877) 206-0215 |
| Chat | On geico.com |
| FR-44 | Only Florida and Virginia |
What GEICO tells you about SR-22 filings.
GEICO and the non-owner SR-22
According to the GEICO SR-22 guide, having no car does not stop you from getting a non-owner SR-22 policy when you need an SR-22. It meets the requirement and is not tied to one vehicle.
GEICO's guide to non-owner coverage uses more cautious wording. The guide says the SR-22 filing may be available with some non-owner policies. Before you buy, ask GEICO if your own policy allows the filing.
Fee for a GEICO SR-22 filing
A one-time fee applies when GEICO files. GEICO does not list an amount. Your rate quote does not include the fee because the amount can vary. GEICO tells you the fee when you buy.
Each SR-22 filing carries the fee. If both you and your spouse are listed on the policy and each needs one, you pay twice. GEICO says the fee is flat in most states, while some states add a surcharge. You pay again only when your policy lapses.
How to get a GEICO SR-22
- Get a free quote and buy the policy.
- Call (877) 206-0215 or chat on geico.com and say you need an SR-22.
- GEICO sends the filing to your state's DMV either electronically or by mail. If more details are needed, it calls you.
Current customers can use the same number to have GEICO review their policy and begin the filing.
How long the GEICO filing lasts
GEICO says your policy keeps your SR-22 valid for as long as it stays active. If your policy is canceled while you need the form, GEICO must tell the state. You could lose your driving privileges.
Is the filing needed in a state where you do not live? GEICO says you typically need an insurer that is licensed in the state that ordered it.
Questions people ask about GEICO SR22 insurance
Can GEICO provide non-owner SR-22 insurance?
The SR-22 guide from GEICO says drivers with no car can get non-owner coverage for an SR-22. The guide to non-owner coverage only says that some such policies may include the filing. Contact GEICO to ask about your state and policy.
Is a defensive driving course required for an SR-22?
GEICO says a course is not needed for an SR-22 by itself. As part of an offense penalty, a court may still require a course. Whether you need one is something your court or DMV can confirm.
What is the FR-44 at GEICO?
This filing works like the SR-22, and its liability limits are higher. GEICO says the form is used only in Florida and Virginia, usually for serious offenses like a high-alcohol DUI or repeat offenses. Read the GEICO SR-22 guide for more.
Talk it over with a licensed agent
A licensed agent takes your call, goes through your situation for free, and gets the right policy quoted right away.
Call 833-958-5598