Acceptance SR22 insurance
Agents at Acceptance Insurance handle Acceptance SR22 insurance and help drivers find SR-22 coverage. The pages from Acceptance state that drivers without a car require a non-owner liability policy, with no filing fee listed.
- 3 to 5 yearsAn SR-22 requirement usually runs for this period, according to Acceptance
- Non-ownerAcceptance says you need this policy when you drive with an SR-22 but do not own a car
- One dayA gap this short gets reported and resets the SR-22 clock
- No fee stated.Check with an agent: the filing fee is not shown on Acceptance's SR-22 pages.
Call 833-958-5598A licensed agent sorts out the policy you need on the phone.
Acceptance SR-22 in brief
| Topic | What Acceptance says |
|---|---|
| Who files | You cannot file it yourself; an insurer submits it on your behalf. |
| Length | Usually 3 to 5 years, based on your state and offense |
| Lapse | Reported to the state after even one day; the requirement starts over |
| No car | Buy a non-owner liability policy |
| Non-owner price | More expensive when an SR-22 is needed |
| Moving | Original state still requires proof of coverage |
SR-22 filings, according to Acceptance.
Non-owner coverage for an SR-22 at Acceptance
The Acceptance SR-22 FAQ includes drivers who no longer have a car and must continue carrying an SR-22. It says a non-owner liability policy will be necessary and that you should talk to your agent.
Its page on non-owner policies names meeting a state rule such as an SR-22 as one reason to buy the coverage. The warning says non-owner coverage paired with an SR-22 may suit you, but it will cost more.
How Acceptance's SR-22 works
Acceptance's SR-22 page explains that an SR-22 is not insurance. This certificate goes to the DMV on your behalf. You cannot file it yourself; an insurer has to handle the filing for you.
The FAQ notes that you cannot simply submit a copied version of your insurance card. A special proof-of-financial-liability form must be filed with the state by your agency.
Lapses and length
According to Acceptance, the requirement usually lasts three to five years, and the length depends on your state and offense. Continuous coverage must continue during that period.
Even a one-day lapse in your policy must be reported to the state by the insurer. The requirement begins again, and your license may be suspended by the DMV.
Ending an SR-22
Acceptance says you are the only one who tracks the end date. Contact your insurer when your term ends. The insurer removes the form and tells the DMV that the period has ended.
Proof of coverage is still required by your original state if you move. Acceptance also notes that rates may remain high for a while once the SR-22 ends, since insurers review your driving record.
Questions people ask about acceptance SR22 insurance
What price do you pay for an Acceptance SR-22?
No filing fee appears on the SR-22 pages from Acceptance, so ask an agent about it. They point to your rate as the larger cost. Rates may double or even triple after a DUI, depending on where you live and the seriousness of the offense.
Can you get non-owner SR-22 coverage from Acceptance?
Drivers with an SR-22 who do not have a car need a non-owner liability policy, according to Acceptance's FAQ, which advises talking to an agent. The SR-22 case appears on its non-owner page. No states are listed, so ask an agent.
If I already have an SR-22, can I move to Acceptance?
The topic of switching is not addressed directly on Acceptance's pages. Their guidance says you may ask your current insurer for an SR-22 or look for a quote. Make sure your coverage stays active during any change, so the filing does not lapse.
Talk it over with a licensed agent
A licensed agent takes your call, goes through your situation for free, and gets the right policy quoted right away.
Call 833-958-5598